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Credit Repair & Monitoring

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Lexington Law Product Profile

Attorney-based credit repair — the largest credit repair firm in the US by volume, with a complex history

Editorial review record is being refreshed.

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Lexington Law

From $99.95/mo

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The Bottom Line

Lexington Law is Attorney-based credit repair — the largest credit repair firm in the US by volume, with a complex history. This profile summarizes the product's current positioning, available features, pricing notes, and primary sources while the independent editorial review record is being refreshed.

What is Lexington Law?

Lexington Law was founded in 1991 and is operated by Progrexion, headquartered in Salt Lake City, Utah. It built its reputation as the largest credit repair law firm in the US, employing licensed attorneys to send dispute letters on clients' behalf — giving disputes legal standing that standard repair services can't claim. In June 2023, Progrexion filed for Chapter 11 bankruptcy protection after a federal court ordered it to pay $2.7B in an FTC lawsuit alleging deceptive practices. The company restructured and continues to operate, but the FTC history is a significant blemish.

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What does Lexington Law offer?

Lexington Law offers three tiers: Concord Standard ($99.95/mo) covers bureau disputes, hard inquiry assistance, and creditor interventions. Concord Premier ($119.95/mo) adds FICO score tracker, InquiryAssist, and ReportWatch. Premier Plus ($139.95/mo) adds ID theft insurance, personal finance tools, and cease-and-desist coverage. All plans include licensed attorney and paralegal staff handling disputes. Plans target bureau disputes, junk debt buyer disputes, creditor interventions, and goodwill deletions. Monthly reporting tracks changes across all three bureaus.

Concord Standard

$99.95

/month

Concord Premier

$119.95

/month

Premier Plus

$139.95

/month

Editorial assessment refresh

We are re-sourcing our prior score and tier before publishing a numerical rating or testing claim for this product. The product details, pricing notes, and linked sources remain available while that work is completed.

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Frequently Asked Questions

Is Lexington Law worth it in 2026?

Lexington Law has a current product profile, but we are not publishing an independent value verdict until its editorial review record is sourced. Confirm current pricing, limits, and fit with the provider.

What is Lexington Law best for?

Lexington Law is best for: Complex credit situations with active creditor harassment or FCRA violations by bureaus, Consumers who specifically need attorney-backed letters vs. standard dispute letters, Cases where legal representation has clear advantage over standard repair services.

Does Lexington Law have a free trial?

Lexington Law does not offer a permanently free plan. Paid plans start at $99.95/month.

What are the best Lexington Law alternatives?

Top alternatives to Lexington Law include sky-blue-credit, experian, credit-karma.

Review the current product details and sources above, then confirm plan limits and pricing directly with the provider before choosing a plan.

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