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Gusto Product Profile
All-in-one payroll, benefits, and HR for U.S. small businesses
Editorial review record is being refreshed.
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Product resource
Gusto
From $49/mo
The Bottom Line
Gusto is All-in-one payroll, benefits, and HR for U.S. small businesses. This profile summarizes the product's current positioning, available features, pricing notes, and primary sources while the independent editorial review record is being refreshed.
What is Gusto?
Founded in 2011 and headquartered in San Francisco, Gusto serves 300,000+ businesses across the U.S. The platform was built specifically for small businesses that don't have a dedicated HR department — making payroll, benefits, and compliance accessible without a full-time specialist. Gusto handles multi-state payroll tax filing automatically, offers integrated health insurance and 401k benefits, and provides onboarding tools and PTO tracking in a clean, modern interface.
What does Gusto offer?
Gusto offers three tiers: Simple ($49/mo + $6/employee) for single-state payroll basics, Plus ($80/mo + $9/employee) for multi-state payroll, PTO management, and team insights, and Premium (custom pricing) for dedicated HR support. A Contractor-Only plan is available at $35/mo + $6/contractor for businesses that pay contractors but no W-2 employees. All plans include automated tax filing, direct deposit, employee self-service, and W-2/1099 generation. Benefits (health, dental, vision, 401k, FSA, HSA) are available as add-ons.
Contractor Only
$35
/month
Simple
$49
/month
Plus
$80
/month
Premium
Custom
/month
Editorial assessment refresh
We are re-sourcing our prior score and tier before publishing a numerical rating or testing claim for this product. The product details, pricing notes, and linked sources remain available while that work is completed.
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Get Gusto — from $49/mo →Frequently Asked Questions
Is Gusto worth it in 2026?
Gusto has a current product profile, but we are not publishing an independent value verdict until its editorial review record is sourced. Confirm current pricing, limits, and fit with the provider.
What is Gusto best for?
Gusto is best for: U.S.-based SMBs automating multi-state payroll and tax filing, Small businesses offering employee benefits without an HR department, Teams wanting payroll + benefits + HR in one integrated platform.
Does Gusto have a free trial?
Gusto does not offer a permanently free plan. Paid plans start at $49/month.
What are the best Gusto alternatives?
Top alternatives to Gusto include quickbooks, rippling, deel.
Review the current product details and sources above, then confirm plan limits and pricing directly with the provider before choosing a plan.
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