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Best Investing & Trading Platforms

We scored the top brokerages and robo-advisors on what actually matters: fees, tax efficiency, automation, and whether you can trust them with your money.

Investing & Trading

Affiliate Disclosure: We research and test every product independently. We may earn a commission if you purchase through our links — this never affects our rankings, scores, or editorial independence. All tier assignments are based strictly on our 100-point rubric.

How We Rank Investing & Trading

100-point rubric · 6 weighted criteria

Full methodology →
Fee Structure
Investment Options
Account Types
Automation & Tools
Research & Education
Security & Regulation
Compare Investing & Tradingby price, features, value & more
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Bronze 60–74 pts Solid Choice · Silver 75–89 pts Strong Performer · Gold 90–100 pts Best-in-Class

Gold — Best in Category

90+ points. Excellent across every criterion.

Fidelity Investments logo
Gold
91/100

Fidelity Investments

The best all-around brokerage — no account minimum, zero commissions, and research that rivals firms charging 10x more

Fidelity earns Gold as the best overall brokerage for most investors: zero trading commissions, no account minimum, fractional share investing from $1, and research tools that rival Goldman Sachs clients. The free cash management account earns a competitive yield. Fidelity manages $12+ trillion in assets for 43+ million accounts — it's not a startup trying to scale, it's the institution that's been quietly outcompeting everyone else for 30 years. The mobile app is excellent. Customer service is actually available by phone in under a minute. For investors who want a single platform to do everything — IRA, brokerage, 401k rollover, and cash management — Fidelity is the default right answer.

From $0/mo· Free tier

Best value in the brokerage category
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Betterment logo
Gold
85/100

Betterment

The original robo-advisor — automated ETF portfolios, tax-loss harvesting, and goal-based investing on autopilot

Betterment earns Gold as the best robo-advisor for hands-off investors: you set a goal, a time horizon, and a risk level — Betterment builds a diversified ETF portfolio, rebalances automatically, and harvests tax losses to reduce your tax bill. At 0.25%/yr ($25/yr per $10K), it's significantly cheaper than paying a human financial advisor (typically 1%/yr) for the same hands-off portfolio management. Betterment Premium ($100K minimum, 0.40%/yr) adds unlimited access to CFP professionals. The platform has $40B+ in AUM, no account minimum, and a track record since 2010. Best for people who want to invest intelligently without managing it themselves.

From $0/mo

Best value for automated portfolio management
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Silver — Strong Choice

75–89 points. Solid option, missing a few things the Gold tier has.

Bronze — Worth Considering

60–74 points. Functional, entry-level, or niche-specific.